So I am going to be honest, switching back to the cash only budget is going to be tough! I have still not got it down as of yet, but still attempting. I know it seems like it should be easy, but I am just so used to using my debit for everything. A new week, another chance to get it right!
I have paid off my furniture account! Yeah! I had also been stressing over getting my lawn mower paid off before any interest would accrue, and my sweet hubby reminded me we had 24 months, not 12- with no interest. That was a great relief, I will for sure be able to get that one tackled without paying any interest. Again, if you can pay off those “No Interest” for so many months BEFORE the date, it’s a great way to shop. Otherwise, if you pay it just one day after the last day, they add interest from the entire time period (6 months, 12 months,etc). So a large sum of money gets added to the amount you owe, all at once. I like to take advantage of those deals, but only when I know it will be paid off without the added interest.
I am feeling very optimistic for the remainder of the year, feeling like I can get a lot of financial goals accomplished. Being “good” with money is just not in me, I really have to work to stick to good decisions. I wish it was just as easy as writing out a planner, because I am great at that!
On another non-budgeting note, I have not had a soda in 6 days! Yeah me! (for those that know me, I was addicted to diet mt dew) I have been drinking water mostly, but have added Orange Zinger Tea, which I really like.
Happy Tuesday to you! And may you find the blessings that God puts in your path today!