Frugal Living/ Budgeting

Update on Yearly Budgeting/Finances

So I am going to be honest, switching back to the cash only budget is going to be tough! I have still not got it down as of yet, but still attempting. I know it seems like it should be easy, but I am just so used to using my debit for everything. A new week, another chance to get it right!

I have paid off my furniture account! Yeah! I had also been stressing over getting my lawn mower paid off before any interest would accrue, and my sweet hubby reminded me we had 24 months, not 12- with no interest. That was a great relief, I will for sure be able to get that one tackled without paying any interest. Again, if you can pay off those “No Interest” for so many months BEFORE the date, it’s a great way to shop. Otherwise, if you pay it just one day after the last day, they add interest from the entire time period (6 months, 12 months,etc). So a large sum of money gets added to the amount you owe, all at once. I like to take advantage of those deals, but only when I know it will be paid off without the added interest.

I am feeling very optimistic for the remainder of the year, feeling like I can get a lot of financial goals accomplished. Being “good” with money is just not in me, I really have to work to stick to good decisions. I wish it was just as easy as writing out a planner, because I am great at that!

On another non-budgeting note, I have not had a soda in 6 days! Yeah me! (for those that know me, I was addicted to diet mt dew) I have been drinking water mostly, but have added Orange Zinger Tea, which I really like.

Happy Tuesday to you! And may you find the blessings that God puts in your path today!

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General

Thankful for Life-Long Friends, Shopping Trips and Food!

So here where I live we have “Deer Day”, which is a day off school so everyone can hunt the opening Monday of deer season. I know, it sounds a bit redneck, but around here most of us hunt and eat deer meat. That’s what was for supper last night at my house, my son killed a nice buck and my hubby butchered it and we had fresh deer tenderloins with some mashed potatoes and biscuits. (I know, not very healthy- but it is like a twice a year dinner we have)

Since I do not hunt, but just prepare and eat the delicious meat, I am off to go shopping with one of my besties since 4th grade. Yeah! Now we live in a very rural area, it takes me half an hour to get to the closest Walmart, so when we go off the “city” the first thing this chunky girl starts thinking, is where are we gonna eat today? So many yummy choices, how will we ever decide? LOL

I have on my mind going to the Goodwill there, because in the past I have scored some great stuff there. There are also a few good “junk” stores, which I would love to hit today, also. I am getting excited about Christmas, but I know better than to start shopping too early- I end up overbuying when I try to. I wait until closer, so when I say we’re done- I won’t be tempted to go buy more.

So having a great friend like mine is great, she and I don’t talk a lot, or see each other but a handful of times a year, but when we get together, we are those chatty junior high girls again, if just for a while. When our kids were younger we got together with the kids. Then as they’ve gotten older, we decided it was all about us. So we meet up and spend the day being a little selfish, although we both end up picking up stuff for our sweet kids before the day is up. It is a nice feeling that we still connect after all these years. In life, we all need those connections, and when we find them, we have to hold on to them.  Family is not always about being blood related, Diana is my sister, through and through.

Okay so off to find something to wear!! I hope all have a Blessed day! Write one of your good friends a text, or better yet- drop them an old-fashioned card in the mail, I still love getting mail!! God Bless!!

Weekly Meal Planners

Weekly Dinner Planner 8/30 through 9/5

   I can’t believe it is the last day of August! So here goes another week, a short work week for me and the hubs, as we both have Monday off for Labor Day. So I am late posting this, we actually had the first meal last night, so here is what we’ll be noshing on the remainder of this week:

1. Balsamic Chicken** and steamed broccoli and cauliflower  (had last night- didn’t get to it last week)

2. Swiss beef steak with white rice and steamed asparagus

3. Grilled chicken chef salad

4. BFD (or in our house- breakfast for dinner- one of the most requested!) Bacon, eggs and pancakes

5. Chicken fajitas (or chicken fajita salad)

6. Roasted chicken and fresh green beans cooked with a bit of ham**

7. Football Friday Night! (eat at the game)

   

  So as you have seen in my weekly dinner planning is that we usually don’t get to all I have planned and it gets pushed forward to the next week. Also we eat a lot of chicken for a few reasons, A. It’s healthy B. it’s versatile C. it’s cheap (compared to beef which they want your firstborn child for) and D. it’s my favorite meat and I am the main chef in this house! 

   When you see the *** next to a dinner it means that some part of dinner is prepared in the slow cooker. The balsamic chicken is a freezer/slow cooker “dump and go” meal, same with the Swiss steak meal, and the fresh green beans with ham are cooked in one crock pot, while I “roast” chicken in my other crock pot. (I have 2, yeah!)

  Hope all have a wonderful, joy-filled week! Find joy in something/someone around you today! God Bless!

Weekly Meal Planners

Weekly Dinner Planner 8/9/14 through 8/15/14

So this week will be a bit busy for me, I am back to work after summer break, also our schools’ open house is this Thursday. So, you will see some quick grilled dinners as well as some slow cooker meals.

1. Grilled Turkey Burger and veggies with Dip (and chips for the guys)

2. Stuffed Pepper Soup (recipe from http://www.sixsistersstuff.com under the beef recipes)

3. Sweet and Sour Pineapple Chicken (from my mini freezer prep session last week) served over white rice

4. Pancakes and Sausage (we love breakfast for dinner sometimes!)

5. Crispy Cornflake Chicken Fingers and Potato Wedges

6. Grilled Cheddar Bratwurst and chips

7. Grilled Chicken Salad (or wraps)

So for the veggie dip, I tried mixing 1/2 of a 16oz container of Greek Yogurt with 1/2 package of Ranch Dip seasoning mix together. It was very yummy and quite healthy.

As I have said before, I love http://www.sixsistersstuff.com. They have great recipes as well as home ideas.

For the Crispy Cornflake Chicken Fingers, I just use a pound and a half of boneless/skinless chicken, cut it into small fingers. Coat it in a mix of 1/2 milk and 1/2 honey mustard salad dressing and an egg. Dredge the chicken, then coat with crushed cornflakes seasoned with some Cavenders’ seasoning. Place it on a cookie sheet sprayed with cooking spray (or lightly coated with oil). Bake at 400 degrees for 12-15 minutes or until no longer pink in the middle.

For the Potato Wedges, scrub and wash about 4-5 potatoes. Slice into wedges. Toss with olive oil (about a tablespoon or two) and some Cavenders’ seasoning (can you tell I love this stuff!). Place on a cookie sheet sprayed with cooking spray. Bake at 400 degrees for 25-30 minutes until they are fork tender.

The night I make the grilled chicken salad, I will grill up extra chicken and chop extra salad fixings. I will make up a few salad in a jars to take for lunch this week a few days.

Hope all have a Blessed week!!