Frugal Living/ Budgeting

New Year- New Goals!!


Happy New Year! Time to re-evaluate my goals and get ready for the new year!!

So last year I set some goals for 2015- accomplished some- still gotta work on some. We did take on a little new debt (our son needed braces) and we also were able to pay cash for a few new expenses (our daughters wedding and a newer vehicle for me). We also paid off a larger credit card (big ole yeah!!) but have a few more to work on.

So- Financial Goals for 2016:

  • Pay off 2 remaining credit cards
  • Pay down my student loans
  • Pay off sons’ braces
  • Pay cash for summer vacation
  • Start using the envelope/cash only system for weekly budgeting!!!!
  • Stick to a budget better!!!

So, as you can see- some of these things have been on my list for a few years!! I am determined to get it down eventually!

Health Goals for 2016:

*Continue adding healthy habits to my diet

* Try using new herbals and essential oils (doing research on this, love keeping things all natural when I can)


Other Goals for 2016:

*Keep in touch with friends better (sorry I am not better at this guys!!!)

* Get more organized!!

* Get back to meal planning (to help stay on track health wise and also to help with budgeting!!)



So- there you have it! There are my yearly goals!

I hope that all have a very blessed year!! I feel like such a blessed gal!!


Remember to thank God for your good times as well as your bad times: the bad times help you appreciate the good times more and and the good times give you hope when your in the midst of the bad times.

God bless y’all!!







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